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This is as good as it gets: all the benefits of Response Banking, plus interest on your account.

• Interest is calculated daily, compounded and paid monthly
  
• Three tiers reward higher balances: $0.01 - $9,999; $10,000 - $24,999; $25,000 and above.
  
• Unlimited check writing and unlimited deposits
  
• No monthly account fees if you maintain required balances
  
• Free online banking
  
• Free online bill pay
  
• Free MasterCard^® debit card
  
• TNB off-site ATM transaction fees waived*
  
• Free 24-hour InfoLine bank-by-phone
  
• Overdraft service available
  
• No-annual-fee Platinum MasterCard^® credit card available**
  
• First order of Response checks free
  
• Free Response checks for customers age 50 and better
  
• 0.25% APY (Annual Percentage Yield) bonus rate on CDs***
  
• 0.50% APR (Annual Percentage Rate) discount on personal loans using Town North's Automatic Payment Plan**
  
• Discount on annual safe deposit box rental
  
• Free travelers checks, money orders and cashier's checks

We will waive your $15 monthly ResponsePlus Checking account fee with a $5,000 minimum daily balance or a $15,000 average daily balance in checking or any combination of personal checking, savings, money market accounts, IRAs or CDs.

    * A transaction fee may be charged by owners of non-TNB ATMs.
  ** Subject to credit approval.
*** Excluding special promotional CDs, Jumbo CDs and IRAs. Substantial penalty for early withdrawal.