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PASSPORT Online Banking and Bill Pay - 24-hour a day access to your accounts, using any computer with Internet access.
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Internet access to your company’s accounts keeps you connected—twenty-four hours a day—from down the hall or around the world.
Click "GO" to login to Cash Manager
Create a bank deposit from the convenience of your office with TNB Remote Deposit.
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Review account information, set up automatic e-mail alerts and more with TNB Business Online Banking.
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GoToMyCard! View, Pay and Manage Your Account
Click "GO" to login to MasterCard® Payments
It is the fastest growing form of identity theft.
2 million people were victimized by Account Hijacking last year alone. Don't be a victim!
Report Account Hijacking today.
Guarding Against Account Hijacking
Account hijacking occurs when a criminal obtains your personal banking information and uses it to take over your bank accounts. It can take weeks or months to discover. Fortunately, there are steps you can take to protect yourself.
STEP 1: UNDERSTANDING THE THREAT
Often, the account hijacker uses one or more methods to obtain your personal data. You should be particularly aware of two, phishing and spyware.
- Hijacking by Phishing deceives customers into providing their user names, passwords and account numbers via deceptive e-mails, fake (spoofed) Web sites or both. The classic phishing attack involves a deceptive e-mail that purports to be from a legitimate financial institution. The e-mail typically tells the customer that there is some sort of problem with the customer's account, and instructs the recipient to click on the included hyperlink to "fix" the problem. In reality, the spoofed Web site is simply collecting customer user names and passwords in order to hijack accounts.
- Hijacking with Spyware works by inserting malicious software, often referred to as "spyware," on a person's personal computer. Spyware can be loaded when a user opens a seemingly innocuous e-mail attachment or clicks on a pop-up advertisement. The spyware collects selected information (e.g., user names, passwords and account numbers) and forwards that information to the fraudster.
STEP 2: FORTIFY YOUR SYSTEM
When it comes to account hijacking, an ounce of prevention is worth a pound of cure! Here are some basic safety tips you can implement immediately:
- Password Protection - If your password is easy for you to remember, the
chances are good it is also easy for an Internet hacker to figure out.
Experts advise a combination of letters and numbers…and avoiding pet names,
your home address and similar easy-to-crack codes.
- Virus Vaccines - Your computer's anti-virus software is like a vaccine
works at first, but you need to keep it up-to-date to guard against new
- Patching the Firewall - This protective wall between the outside world and
your computer can help prevent unauthorized access to your computer. Updates
are called patches, and you should check regularly with your software
company to be sure you have the latest patches.
- Zap the Spyware - Anti-spyware programs are readily available, and every
computer connected to the Internet should have the software installed and
- No "Phishing" Allowed - If you receive an unexpected e-mail, or
one that you consider suspicious, delete it. Remember: your bank will never
e-mail you and ask you to go to another site to "verify information."
STEP 3: VIGILANCE PAYS
Chances are you will never be victimized by account
hijacking identity theft. But if you are victimized, early detection is
- Check your statements regularly. If something seems irregular, contact your
banker to discuss it. An encouraging note: a recent study showed that customers
who monitor their
accounts online discover any problems sooner.
- Check your credit report at least annually. You are entitled to one free
credit report annually from each of the three major credit bureaus. If a hijacker is
credit, clues are likely to show up here. For a free report: www.annualcreditreport.com.
Town North Bank is taking substantive measures to protect the safety and security
of your accounts. By acting today to strengthen security at your end of the
Internet highway, hijackers will have an even tougher time.