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Interest
rates effective as of January, 2008. Rates are subject to change daily based on
current market rates. Please call 972-391-6623 for additional information.
| AUTOMOBILE
LOANS |
| Model |
Term |
Annual
Percentage Rate |
| 2008 |
60
Months |
7.50% |
| 2007 |
60
Months |
7.99% |
| 2006 |
48
Months |
8.25% |
| 2005 |
42
Months |
8.50% |
| 2004 |
36
Months |
8.99% |
| For Example: A 2008 Auto Loan for $25,000. Annual
Percentage Rate (APR), 7.50%. Down Payment, $0. Sixty Monthly
Installment Payments, $500.95. |
| BOAT
LOANS |
| Model |
Term |
Annual
Percentage Rate |
| New |
72
Months |
7.99% |
| Used |
60
Months |
8.99% |
| For
Example: A Used Boat Loan for $20,000. Annual Percentage Rate (APR),
7.99%. Down payment, $0. Sixty Monthly Installment Payments, $405.43. |
|
HOME
IMPROVEMENT
|
| Terms |
Annual
Percentage Rate |
| 60
Months |
7.50% |
| 120
Months |
7.75% |
| 180
Months |
7.99% |
|
HOME
EQUITY LOANS
|
| Terms |
Annual
Percentage Rate |
| 60
Months |
7.50% |
| 120
Months |
7.75% |
| 180
Months |
7.99% |
Maximum
Loan to Value 80% - including existing debt against the property and
amount of loan request.
Fees - $150.00 (the cost of lien search, flood certification and
recording fees).
Home Equity Loans in excess of $50,000 are closed at the title company
and require additional fees. |
| For
Example: A Home Improvement /Home Equity Loan for $20,000. Annual
Percentage Rate (APR), 7.50%. Down Payment, $0. Sixty Monthly
Installment Payments $400.76. |
|
UNSECURED
LOANS
|
| Amount |
Term |
Annual
Percentage Rate |
| $2,500 |
12
Months |
9.99% |
| $2,500 |
24
Months |
10.99% |
| For
Example: An Unsecured Loan for $2,500. Annual Percentage Rage (APR),
10.99%. Down Payment, $0. Twenty-four Monthly Installment Payments,
$116.51. |
|
Equal Housing Lender